Opt-out and Cancellation

Opt-out of Guard.me medical insurance:

  • If you have medical insurance coverage from any of the providers listed below, you can opt-out of guard.me medical insurance:
    • BC Medical Services Plan (MSP)
    • Saudi Arabian Cultural Bureau – GWL (must also opt-out of extended medical)
  • The deadline to Opt-out is the last day of the first month of each semester (e.g. September 30th for the Fall semester)
  • Go to www.guard.me/OC and upload proof of the above coverage to opt-out
  • Confirmation of opt-out will emailed to you and the medical fees reversed on your student account


Cancellations or ending Guard.me medical insurance coverage:

  • For existing students enrolled in Guard.me insurance not on ‘3 month Bridge’ coverage
  • Students on Bridge coverage are not eligible for cancellation after the opt-out deadline
  • Cancellations are only accepted with proof of BC MSP coverage or proof that you are leaving Canada
  • Email your proof of MSP coverage to request a refund to intedmed@okanagan.bc.ca
  • The premiums paid (Guard.me charges) for unused coverage ($2/day from cancelation date forward) will be refunded, minus an administration fee of $25, and provided that no claims to Guard.me have been made
  • Guard.me has a waiting period of about 1 month that applies to all cancellations before charges will be reversed to the student’s account


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