Opt-out and Cancellation

Opt-out of Guard.me medical insurance: 

  • Opt-out is only available to new students with the ‘3 month Bridge coverage' only if already covered with the below 2 options:
    • BC Medical Services Plan (MSP)
    • Saudi Arabian Cultural Bureau – GWL (must also opt-out of extended medical)
  • The deadline to send us proof is the last day of the first month of each semester (e.g. September 30th for the Fall 2018 semester)


  • For existing students enrolled in Guard.me insurance not on ‘3 month Bridge’ coverage
  • Students on Bridge coverage are not eligible for cancellation
  • Cancellations are only accepted with proof of BC MSP coverage
  • Email your proof of MSP coverage to request a refund to intedmed@okanagan.bc.ca
  • The premiums paid (Guard.me charges) for unused coverage ($2/day from cancelation date forward) will be refunded, minus an administration fee of $25, and provided that no claims to Guard.me have been made


  • Refunds are calculated on a pro-rata basis from the date postmarked on your e-mail request received by the OC international staff at intedmed@okanagan.bc.ca
  • Guard.me has a waiting period of about 1 month that applies to all refunds before charges will be reverse on the student’s account

Related Links

  • How to apply for MSP Online
  • MSP Account Change Request Form (Update address, personal information and status in Canada, etc)
  • Need help? Find answers in the FAQ.