OC Benefit Plans

Am I eligible to participate in the Group Health and Dental Benefit Plan?

Eligibility for participation in the Group Health and Dental Benefit Plan is as follows:

  • Administrators who have a continuing appointment with 50% or greater workload or a temporary appointment who will be employed for 6 months or more at 50% or greater workload will be eligible for coverage the first day employment commences.
  • Faculty members who have a continuing appointment with 50% or greater workload or a tem appointment who will be employed for 5 months or more work at full-time equivalent will be eligible for coverage the first day employment commences. Please note: you must be insured for 12 months before you are covered for Orthodontics under the Dental Plan.
  • Support staff employees who have a regular appointment with 50% or greater workload, an employee who shared appointments with 14 hours or more per week, or an auxiliary employee after 2,520 accumulated hours and a workload of 50% or greater will be eligible the first day employment commences for Extended Health and Emergency Travel Assistance. You will be eligible for all other benefits on the first day of the month coincident with or next following 2 months of employment. Please note: you must be insured for 12 months before you are covered for Orthodontics under the Dental Plan.
  • Vocational members who have a regular appointment with 50% or greater workload or a non-regular with 6 months or more employment and working 20 or more hours per week are eligible for Extended Health and Life Insurance benefits. You must be working 30 or more hours per week for Long Term Disability and Dental benefits and will be eligible for coverage the first day employment commences. Please note: you must be insured for 12 months before you are covered for Orthodontics under the Dental Plan. 

How are the provisions of my benefit plan determined?

As a bargaining unit employee, your health and welfare benefit coverage is determined through collective bargaining between your respective union and Okanagan College. Specific benefit coverage is outlined in your respective collective agreement.

As a non-bargaining unit employee, your health and welfare benefit coverage is determined by the policy governing the terms and conditions of your employment.

How can I learn more about the benefit coverage?

Benefits booklets outlining the benefit coverage are available on our website under the heading of Manulife Benefits Booklets - Detailed Information.

What is our Manulife Financial group policy number?

For extended health and dental claims, OC’s group policy number is 0083713.  Please be sure to include the policy number on any Manulife health or dental claim that you submit.

What is my certificate number?

Your certificate number will be your nine-digit employee ID number (noted on your bi-weekly paycheque/direct deposit stub).  

Be sure to include your certificate number on any benefit claim you submit.

For additional information about your certificate number or this process please contact your HR Advisor.

Where can I get a benefit claim form?

All forms are available through My Okanagan by going to the Employee tab, OC Express - Forms under Benefits.

Do we have emergency coverage if we are travelling outside of Canada?

Yes, there is Emergency Travel Assistance available, which is covered under the Manulife policy # 0083713. Additional information can be found on our website under the heading of Manulife Benefits Booklets - Detailed Information.

Where can I get an Emergency Travel Assistance card?

It is on the back of your Manulife drug card.

What is medical travel referral assistance?

Medical travel referral assistance is available if your physician has referred you to a specialist (or opthamologist) for medical or dental treatment that is not available within a 100 kilometer radius of home campus. Eligible expenses include transportation, accommodations and meals to a max of $125/day for 50 days per calendar year of all expenses combined to maximum of $10,000 per person per calendar year. For additional information please contact your HR Advisor.

Where can I get a medical travel referral assistance form?

Please contact your HR Advisor.

How does Coverage for Paramedical Services (Chiropractors, Massage Therapists, Naturopaths, Physiotherapists) work under our Benefit Plan?

First Twelve Visits per Calendar Year

The first twelve visits to any of the above paramedical practitioners are covered only on a partial basis. Your OC Extended Health coverage pays 95% of the first $10.00 charged by the practitioner. This means you will be reimbursed $9.50 for each of the first twelve visits. There is no longer any coverage for paramedical services through the Medical Services Plan of BC.

Coverage After 12 Visits

After twelve visits the OC extended healthcare plan covers 95% of the total cost of the visit. For example, a visit costing $40.00 will be reimbursed at $38.00. Keep in mind there is an expectation by our insurer that the amount charged by the paramedical practitioner is reasonable and customary to usual fees charged.

There are also calendar year plan maximums that will affect your reimbursement:

Chiropractors - $200 per year
Naturopath - $200 per year
Massage Therapy - $200 per year
Physiotherapy - $1,000 per year

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